You’re looking to get a home alarm system. You’ve called multiple companies and are ready to get security. You have bad credit though. Can you get a home alarm system if you have bad credit?
You can. Even if you have bad credit you can get protected. The offer though differs depending on the company.
ADT, Vivint, and Frontpoint, for example, will do a credit check on prospective customers. If the customers match credit requirements, the customer can get a zero down alarm system. They will have to agree to a contract. The contract is usually 3 years at over $35/month.
If the customer has bad credit they will then have to pay some money upfront. The monthly rate can also raise. These amounts differ with each company.
The best choice for customers will bad credit is a company with no contract. No contract means no terms of payment. You purchase the system up front. This is the same price regardless of credit score. Then you pay per month through a credit card or through direct withdrawal.
A few companies that have no annual contract are Think Protection and Simplisafe. Do your research when choosing between the two companies. Ask what the upfront and monthly costs are, what you’re getting and if the system comes with a mobile app for free.
If you have bad credit, never go with a company with a contract. You will be paying significantly more both short-term and ongoing. And in any case, always ask upfront about credit scoring. And make sure if there is a contract you read the fine print.
You can get a great home alarm even if you have bad credit. You just need to know where to look.
Your article is not accurate. ADT won’t work with you AT ALL if you don’t pass a credit check. I just tried not 5 min ago.
So true they want help u they said put in someone name
I need a alarm for my home put i don’t have credit at all .iF you want to much for it in down payment for got it im not rich im sorry im payment to much here put people jush call i didn’t not call are answer my cell i hate peoples call to make funny if me tell me i need 1000.dollar i don’t have it is funny put now im laughing about you all i don’t answer no much i no you don’t have it
We don’t do credit checks, however you do have to buy the system upfront. The price is incredibly low. There’s also no annual contract, so you can cancel anytime.
Couldn’t get it through Vivint because they couldn’t pull up anyone’s credit and I didn’t have good credit. False
ADT will NOT work with you when you have bad credit. Even if you are enrolled with a debt management plan. Their “suggestion” to us last night was to “talk to family members, friends, whoever… And use THEIR good credit scores to obtain a security system through them.” Uhhhmm HELL NO!!
ADT also requires an upfront fee. Ours would have been $99 but they were going to give us a $100 Visa gift card so that cancels the other out, making the initial nothing.
There was NO OFFER of a higher monthly rate, we MIGHT have considered that!
We’re looking elsewhere where there is no credit check, affordable monthly rates and NO CONTRACT
Vivant was a no for us. They want 1700.00 upfront. Plus a 49.00 per month agreement. Rep was nice but unrealistic. There aren’t any alarm companies with options that are affordable. I am looking for protection at a reasonable price.
Having home alarm has another benefit that most people don’t know and it is that you can get better insurance rates if you have home surveillance and alarm system. Since having surveillance reduces the risk of burglar attempts.