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More and more alarm companies are opting to do credit checks on their customers. Vivint, CPI, and Frontpoint are just a few of the well-known home security companies that make their customers agree to have a credit check done. The question is why do these companies make their customers undergo a credit check and why doesn’t Think Protection have their customers do credit checks?

Vivint, CPI, and Frontpoint make their customers agree to a credit check because they make their customers sign a 3 year (or in some cases 5 year) contract, where the customer in return gets the system for no money upfront. Now as we’ve said before, over the length of the contract the customer ends up paying significantly more than what the system is worth. The company though is limiting their risk, as they view people with bad credit as more likely to not pay their monthly bills which they are obligated to pay by signing the monitoring contract with the company.

Are people with bad credit really less likely to default on their monthly payments? Banks who are providing financing to these companies think so. And because of that, people with bad credit have to pay money upfront or higher monthly fees if they want the same system as those with good credit with these companies. And all of their customers have to agree to be locked into a contract, where the company reserves the right to raise rates at any time and if the customer wants to cancel they must pay a penalty or the remainder of their contract.

In all instances, customers should avoid signing any sort of long-term alarm contract, as the customer will always end up paying more and getting less than those companies without contracts.

With Think Protection, not only is there no contract, but there’s also no credit check required to be undertaken by any of our customers. Good credit, bad credit – we don’t care. With Think Protection, you buy the system from us and it’s yours to own. Then monitoring for your home alarm is just $12.99/month. All you need is a valid credit card and you’re good to go.

And Think Protection’s home alarm is incredibly advanced, where you can do everything you can with any other home alarm system and more! Plus you won’t be locked into a contract, which forces us to provide the absolute best service in the industry because if you’re ever unhappy you can cancel anytime!

Unlike other home alarm companies, we don’t make our customers jump through hoops to get our award-winning alarm system. With Think Protection you’ll get the best at a price that can’t be beaten, even if you have bad credit!