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You’re looking to get a home alarm system. You’ve called multiple companies and are ready to get security. You have bad credit though. Can you get a home alarm system if you have bad credit?

You can. Even if you have bad credit you can get protected. The offer though differs depending on the company.

ADT, Vivint, and Frontpoint, for example, will do a credit check on prospective customers. If the customers match credit requirements, the customer can get a zero down alarm system. They will have to agree to a contract. The contract is usually 3 years at over $35/month.

If the customer has bad credit they will then have to pay some money upfront. The monthly rate can also raise. These amounts differ with each company.

The best choice for customers will bad credit is a company with no contract. No contract means no terms of payment. You purchase the system up front. This is the same price regardless of credit score. Then you pay per month through a credit card or through direct withdrawal.

A few companies that have no annual contract are Think Protection and Simplisafe. Do your research when choosing between the two companies. Ask what the upfront and monthly costs are, what you’re getting and if the system comes with a mobile app for free.

If you have bad credit, never go with a company with a contract. You will be paying significantly more both short-term and ongoing. And in any case, always ask upfront about credit scoring. And make sure if there is a contract you read the fine print.

You can get a great home alarm even if you have bad credit. You just need to know where to look.